​​预定利率2.5% vs 2.0%的30年收益差异​​ ---**Chart Title:** 本金100万，单利2.5%、复利2.5%和复利2%若干年后的差别 (Principal 1 Million, difference after several years for Simple Interest 2.5%, Compound Interest 2.5% and Compound Interest 2%) **Chart Type:** Line Chart **Chart Description:** * **Coordinate Axes:** * **X-axis:** Labeled "年" (Year), representing time. The scale ranges from 0年 to 100年, with major tick marks every 10 years (0年, 10年, 20年, ..., 100年). * **Y-axis:** No explicit label, representing the total amount/value. The scale ranges from 0 to 12,000,000, with major tick marks every 2,000,000 (0, 2,000,000, 4,000,000, ..., 12,000,000). The values represent the principal plus accrued interest. * **Legend:** * **Blue Line:** 单利2.5% (Simple interest 2.5%) * **Red Line:** 复利2.5% (Compound interest 2.5%) * **Yellow Line:** 复利2% (Compound interest 2%) * **Data Points/Series:** The chart displays three data series showing the growth of an initial principal of 1,000,000 over 100 years under different interest calculations (Simple Interest 2.5%, Compound Interest 2.5%, Compound Interest 2%). Each line has labeled data points at 10-year intervals. | Year (年) | Simple Interest 2.5% (单利2.5%) | Compound Interest 2.5% (复利2.5%) | Compound Interest 2% (复利2%) | | :-------- | :------------------------------ | :-------------------------------- | :-------------------------- | | 0 | 1,000,000 | 1,000,000 | 1,000,000 | | 10 | 1,250,000 | 1,280,084 | 1,218,994 | | 20 | 1,500,000 | 1,638,616 | 1,485,947 | | 30 | 1,750,000 | 2,097,567 | 1,811,362 | | 40 | 2,000,000 | 2,685,063 | 2,208,039 | | 50 | 2,250,000 | 3,437,108 | 2,691,588 | | 60 | 2,500,000 | 4,399,789 | 3,281,030 | | 70 | 2,750,000 | 5,632,102 | 3,999,558 | | 80 | 3,000,000 | 7,209,567 | 4,875,439 | | 90 | 3,250,000 | 9,228,856 | 5,943,133 | | 100 | 3,500,000 | 11,813,716 | 7,244,646 |