SBI YONO Numbers speaks - More than 100 million YONO mobile app downloads, including 5.23 million downloads in the first five months.
More than 10 million YONO logins per day.
Yono app fetches Rs 100 crore as platform from fees and commissions associated with third-party product offerings.
The platform has enabled over Rs 3.2 lakh crore in loan disbursements since inception.
80 Million + YONO SBI registered customers.
Over 65% of new savings accounts are opened through YONO.
About 35000 to 50000 savings bank accounts are being registered daily on YONO.
As of 2022-23, the value generated by YONO BUSINESS (YB) through Corporate Internet Banking (CINB) payments is Rs 1.69 trillion.
More than 0.5 million remittance transactions also take place on SBI’s Yono app.
85 per cent of banking transactions are done through Yono.
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SBI YONO, which stands for You Only Need One, represents India's most ambitious digital banking transformation. With over 100 million app downloads and 80 million registered customers, YONO has become the cornerstone of digital financial services in India. This comprehensive platform serves as a one-stop solution for all banking needs, from basic transactions to complex financial products, revolutionizing how Indians interact with their bank.
YONO's user engagement metrics reveal the platform's tremendous success in capturing and retaining customers. With over 10 million daily logins, the platform demonstrates exceptional user activity levels. The growth in new account registrations is equally impressive, with 35,000 to 50,000 new savings bank accounts being opened daily through the platform. Most significantly, 65% of all new savings accounts are now opened through YONO, showcasing the platform's dominance in digital account acquisition and the shift in customer preferences toward digital-first banking solutions.
YONO's transaction volume statistics demonstrate its overwhelming dominance in India's digital banking landscape. An impressive 85% of all banking transactions now flow through the YONO platform, establishing it as the primary gateway for digital financial services. The platform processes over 500,000 remittance transactions, facilitating seamless money transfers across the country. This massive transaction volume reflects not just user adoption, but the platform's reliability and comprehensive service offerings that have made it the preferred choice for digital banking in India.
YONO's impact on India's lending ecosystem has been transformational, with over 3.2 lakh crore rupees in loan disbursements since its inception. This massive credit facilitation spans across multiple sectors including home loans, personal loans, and business financing, particularly supporting MSMEs. The platform has democratized access to credit, enabling millions of Indians to fulfill their financial aspirations while contributing significantly to the country's economic growth. By streamlining the loan application and approval process, YONO has become a crucial driver of financial inclusion and economic development.
YONO's business model showcases the platform's ability to generate sustainable revenue while maintaining customer value. The platform earns 100 crore rupees annually through fees and commissions from third-party product offerings, creating a diversified revenue ecosystem. Additionally, YONO BUSINESS has facilitated 1.69 trillion rupees worth of corporate internet banking payments, demonstrating the platform's comprehensive approach to both retail and corporate banking. This integrated model allows YONO to monetize its massive user base through strategic partnerships while continuously expanding its service offerings.