SBI YONO OFFERINGS Balance Inquiry, Fund Transfers (NEFT, IMPS, RTGS), Bill Payments (utilities, mobile, DTH), Online Statement access, Loan Services (personal, home, etc.), Fixed Deposits and Recurring Deposits, Tax Payments, Mutual Funds (buy, sell, redeem), SIP (Systematic Investment Plan) setup, Stock Trading (stocks, bonds, other securities), Gold Investment (digital gold), Spending Insights, Personalized Recommendations, Goal Setting (saving for vacation, car, home down payment), E-commerce Integration (discounts and deals), Lifestyle Offers (fashion, food, travel, electronics), Ticket Booking (movies, flights, trains, hotels), Cashback and Discounts (from partners like Amazon, Flipkart), Business Banking Services (cash management, payments, balance checks), Merchant Services (collecting payments), Credit Card Application, Credit Card Bill Payment, Track Rewards, Two-Factor Authentication (2FA), Fingerprint and Face Recognition, SBI Secure (fraud protection system), ATM Withdrawals without a physical card, Cashless Transactions (UPI, QR codes, digital wallets), Foreign Exchange (currency conversion, travel cards), International Transfers (SWIFT, other remittance methods), YONO Lite (a simplified version for users with lower data connectivity or limited storage), User-friendly interface with intuitive navigation, 24/7 Assistance (chat, phone, email), FAQ Section.